Skip to main content
Customer approving a Text-to-Pay payment on their phone at an auto shop service counter
1STMILE PAYMENTS

Payments built fortire & repair shops

Get paid faster with an integrated checkout - mobile payments, multi-lender financing, fleet card acceptance, loyalty, and more.Get paid faster with an integrated checkout - mobile pay, multi-lender financing, fleet cards, loyalty, and more.

Get Started
27 Million
drivers checked out annually
$10 Billion
in repair orders processed annually
Annual figures based on 1stMILE Automotive Network activity.
What Sets Us Apart

Where real shop workflows meet better payments

Skip the phone tag entirely.
Get paid faster.

Get paid the way drivers want to pay, and get paid faster doing it. Take payment in the shop, by text, online, or remotely. Text-to-Authorize gets new work approved and documented before it begins and Text-to-Pay turns an approval into a payment without the phone tag or waiting.

Text-to-pay on iPhone
Text-to-Pay
Credit, debit, check
eCommerce eligible
Gift cards supported
Take payments remotely
Text-to-Authorize

Integrate payments.
Keep checkout moving.

Reduce admin work and keep your team moving by integrating 1stMILE checkout with your shop management/point-of-sale system. Eliminate separate receipts, re-keying data, and toggling between systems with all-in-one hardware, faster transactions, and signature capture built into the invoice. Not interested in integrating? You can also run 1stMILE standalone.

AutoLeapAutowork OneHITS Shop Suite by AndreoliHoops & GearsKarmak FusionMaddenCoMitchell 1RentWare
RO WriterScott SystemsShopKeySimply GeniusSolera IdentifixSolera ShopCentralTCS TechnologiesTire Guru
TireMaster Software by ASAGTX by ASATireMaster Enterprise by ASATireShop by FreedomSoftTireSMART by JMKTireTutorVast Retail
Shop mgmt./POS native integrations
Signature capture on the invoice
Modern terminal
Real-time reporting

Close more work today.
Earn the next visit.

We don't adapt generic payment tools to automotive—we build for it. Financing and Loyalty are embedded directly into checkout, so your team can offer options and rewards in the same flow. A single application connects drivers to instant financing matched to their credit profile, helping you close more work on the spot. Loyalty keeps that momentum going, giving customers a reason to return and spend more.

Instant financing approval on phone
Private-label cards
Loyalty in the flow
Buy now pay later
1stMILE Mastercard
Automated credit matching
Text-to-Apply (Financing)
THE DIFFERENCE - BEYOND THE TRANSACTION

A processor ends at the sale. 
A partner does not.

Other processors

  • Processes the transaction and stops there
  • No direct relationship with the driver
  • Growth measured in volume alone

1stMILE partner

  • Faces the driver and the shop together
  • Payments, financing, loyalty, and protection in one place
  • Growth measured in volume + ticket size + retention

Now picture all of this running at your counter

0%

of the top 100 tire dealers use 1stMILE

Fleet Revenue

Built into the fleet network

Increase car count with fleet card acceptance. 1stMILE supports nearly all fleet providers in the auto space, including heavy trucking — both cards and checks. Shops actively processing WEX and Voyager with 1stMILE checkout generate an average of $27,000 in additional annual revenue.

WEXVoyagerFuelmanComdataMastercardT-Chek SystemsFleet OneEFSVisaWEXVoyagerFuelmanComdataMastercardT-Chek SystemsFleet OneEFSVisaWEXVoyagerFuelmanComdataMastercardT-Chek SystemsFleet OneEFSVisa

Mastercard and Visa accepted as fleet and commercial card networks in addition to standard consumer cards.

CLEAN PROCESSING

We clean every transaction before it hits the network

  • Fraud controls — AVS, IP filtering, keyed-transaction rules — configurable per shop.
  • Downgrades and fraud handled before they hit your statement.
  • Cleaned transactions route to the right destination every time.
Inbound · Authorization
Missing data card
+$1.79
Good card
—
Fraudulent card
+$358
1stMILE Platform
live
FRISK
Repaired
+$1.79
Repaired
OK
Approved
+$358
Declined
Financial Institutions
Processors
Fleet Providers
Private Label Cards
Banks
Customer signature capture on iPhone
TEXT-TO-AUTHORIZE

A digital record every time

  • When additional work is discovered mid-job, text customers a link to review the estimate and sign digitally before any new work begins.
  • That signature is stored securely and creates a verifiable record that protects your shop from disputes and unauthorized chargebacks.
  • No phone tag. No he-said-she-said. Just a documented approval.
SMARTER PROCESSING

Built around the economics of running a shop

Next-day funding

Payroll doesn't wait on processing. Funds hit your account the next business day.

Interchange optimization

Eligible transactions automatically qualify for lower interchange, keeping your effective rate down.

Transparent pricing

No setup fees or surprise charges buried in the statement.

Auto repair shop bay
Get Started With 1stMILE

Ready for a checkout built for your shop?

Get started

Not ready to switch payment processors? You can still join the 1stMILE Automotive Network to unlock multiple revenue streams at no cost. Learn more

EXPLORE MORE

See what else 1stMILE offers for your business

Financing

Financing orchestrated and embedded in checkout. More approvals. Bigger tickets.

Learn more

Loyalty

Grow average repair order and retain customers with loyalty that runs itself.

Learn more

Protection

Roadside help and vehicle coverage that bring covered repairs, and reliable reimbursement, back to your shop.

Learn more