1STMILE FINANCING1STMILE MASTERCARD

Don't let big repairs derail your budget

The 1stMILE Mastercard gives you flexible ways to pay over time, at the repair shop and everywhere else.

Cash back on eligible purchases.
Credit limits up to $10,000.
Use anywhere Mastercard is accepted.

What the card gives you

Use for daily purchases, get exclusive benefits

Everyday value

Use anywhere Mastercard is accepted. Tap-and-pay capable. Start earning 1% cash back on eligible purchases.* Credit limits up to $10,000.

Enhanced experiences

Get exclusive Mastercard benefits like 3 months free of Instacart+, pre-sale access to concerts, tee time access at top-tier courses nationwide, and more!

Peace of mind

Zero Fraud Liability,** real-time transaction alerts, ID theft protection, and free credit score monitoring.***

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CARDHOLDER PERKS

Everyday benefits that go further than your car

Instacart+

Built in savings on groceries

As a Mastercard benefit, Instacart+ helps you save with $0 delivery fees* and member-only perks. Use your eligible 1stMILE Mastercard to enjoy 3 free months plus $10 off your second monthly purchase.** Full terms at https://www.instacart.com/p/mastercard-offer

Commuter tapping a phone at a transit fare gate

Transit benefits

Your ride, rewarded

Turn your daily commute into effortless savings. Spend $10 or more each month at participating transit locations with your 1stMILE Mastercard and receive a $2.50 statement credit. Just Tap & go™ on transit with Mastercard. Learn more at https://mastercard.com/transitbenefit.

Concert crowd with confetti and stage lights

Music & entertainment access

Your entry to unforgettable events

Be first in line. Your Mastercard unlocks exclusive Ticket Presales at top venues and festivals across the U.S., so you can snag seats before the general public. Visit https://www.priceless.com/music to get more information including specific festivals, venue locations, dates and more.

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Mastercard ID Theft Protection™

Built-in protection, 24/7

Mastercard ID Theft Protection™ helps monitor your personal information, alerts you to suspicious activity, and offers 24/7 expert support to quickly address potential identity theft. Learn how your Mastercard keeps your identity safe. Visit https://mastercardus.idprotectiononline.com

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Zero Liability Protection

Feel secure with Mastercard Zero Liability Protection

Rest easy knowing you have the protection of Mastercard's Zero Liability promise and won't be held responsible for unauthorized purchases. Simply call the number on the back of your card if you suspect any unauthorized activity on your card. Visit https://mastercard.us/zeroliability for more information.

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Mastercard Global Services

24/7 customer support network

24/7 customer support network providing assistance with lost & stolen cards, emergency cash advances, finding ATMs, account info, and more.

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Priceless Experiences®

Connect with passions like never before

Access unique events and one-of-a-kind activities across dining, music, sports, and culture through Mastercard Priceless Experiences®, created to turn special moments into lasting memories. Register your 1stMILE Mastercard to access all the exclusive benefits and experiences from https://priceless.com.

Two golfers on the course with their clubs

Golf access

Unlock a world of premier golf experiences

Use your 1stMILE Mastercard to unlock tee times at premier courses nationwide, along with valuable savings and golf focused travel benefits. Score unforgettable golf trips at https://priceless.com/golf

*Service fees, other fees and terms apply.

**Instacart+ offer begins on September 1, 2025 and expires on January 31, 2027. Eligible Mastercard US Credit cardholders, and Mastercard US Debit cardholders who are new Instacart+ subscribers can receive 3 months of free Instacart+. Eligible US Mastercard® credit cardholders who are new or existing Instacart+ customers and all Mastercard US debit cardholders who are new to Instacart+ as of September 1, 2025 can receive $10 off on their second qualifying order of $10 or more, each month while customer remains an Instacart+ member. Service fees, other fees, taxes and/or tips may apply to deliveries. Additional terms apply. For full terms and conditions please visit https://www.instacart.com/p/mastercard-offer.

HOW IT WORKS

Getting started is quick and easy

Step 01

Apply easily

Apply right from your phone or at a 1stMILE Automotive Network shop.

Step 02

Use it right away

Add it to your mobile wallet for immediate use.

Step 03

Get your physical card

It arrives in the mail within two weeks, then activate it.

Step 04

Earn rewards

Start earning 1% cash back on eligible purchases.*

FAQ

Your questions, answered

1stMILE Mastercard

EXPLORE MORE

See what else 1stMILE offers drivers

The App

Your garage. In your pocket.

Learn more

Protection

Drive away with peace of mind.

Learn more

Support for every mile, in your hand

Download the 1stMILE app to track maintenance, find shops, and earn rewards on repairs and tire purchases at thousands of trusted auto shops nationwide.

The 1stMILE Mastercard is issued by The Bank of Missouri, pursuant to license by Mastercard International.

* You will earn 1% cash back rewards when you use your credit card for eligible purchases of goods and services and bill payments. Rewards will be earned when the transaction posts to your account and will remain as long as the purchases and payments are not returned or credited. Purchases do NOT include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Rewards are not earned for pending transactions.
** Fraud liability subject to Mastercard rules.

*** Your free credit score will be available at 1stmile.cardservicing.com starting 60 days after your account is opened. (Registration required) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

**** Splitit eligibility verification uses your existing credit card to assess available financing and does not result in a hard credit inquiry. Eligibility is subject to verification and final terms determined at the point of purchase.

† Card terms and fees may apply. Available terms determined at the point of purchase. Financing provided by Splitit (NMLS# 2639672). For licenses and disclosures, see splitit.com/legals/licensing.